FDI Products and Solutions

Electronic Lien & Title (ELT)

Technology allows the exchange of electronic lien and title information between states and lenders/lessors. FDI facilitates this process.

Utilizing an Electronic Lien & Title process, a computer record, rather than a paper document, becomes the official evidence of ownership. Release of interest can also be handled electronically

ELT Benefits

    - Reduces cost and saves time.
    - Reduces paper title fraud.
    - Eliminates lost titles.
    - Scalable - allows for greatly increased volumes without increased staffing.
    - Reduces title perfection and lien release times.
    - Eliminates / reduces paper title storage.
    - Eliminates manual processing of paper titles.
    - Shifts the focus to working title exceptions only.

ELT Facts

    - More than 45% of the vehicles registered in the U.S. are registered in ELT states.
    - Electronic titles processed monthly – 750,000.
    - Monthly titles released electronically – 500,000.
    - 40% of titles processed are in the 11 electronic states.
    - Electronic Lien & Title programs active since 1991
    - ELT promoted and supported by AAMVA.

      View Map of Electronic LIen & Title states.